[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.heincl.cz\/neni-pujcka-jako-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.heincl.cz\/neni-pujcka-jako-pujcka\/","headline":"Nen\u00ed p\u016fj\u010dka jako p\u016fj\u010dka","name":"Nen\u00ed p\u016fj\u010dka jako p\u016fj\u010dka","description":"Kdy\u017e je \u010dlov\u011bk podnikatelem, dostane se do finan\u010dn\u00edch pot\u00ed\u017e\u00ed raz dva. Proto\u017ee je odk\u00e1z\u00e1n jen s\u00e1m na sebe a na sv\u00e9 zam\u011bstnance, a tak\u00e9 na libov\u016fli st\u00e1tu a odb\u011bratel\u016f, kte\u0159\u00ed mu nejednou mohou d\u011blat i vysloven\u00e9 naschv\u00e1ly. A kdy\u017e se takov\u00fd podnikatel ocitne v t\u00edsni? Nebo kdy\u017e pot\u0159ebuje svou firmu nezbytn\u011b modernizovat, roz\u0161i\u0159ovat, prost\u011b vylep\u0161it?...<p class=\"more-link-wrap\"><a href=\"https:\/\/www.heincl.cz\/neni-pujcka-jako-pujcka\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\"> &ldquo;Nen\u00ed p\u016fj\u010dka jako p\u016fj\u010dka&rdquo;<\/span> &raquo;<\/a><\/p>","datePublished":"2018-05-06","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.heincl.cz\/author\/#Person","name":"","url":"https:\/\/www.heincl.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4a857923b487546550539169ba61d16e7910c692fb61fb4681a6882b9bc918c0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4a857923b487546550539169ba61d16e7910c692fb61fb4681a6882b9bc918c0?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"heincl.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/heincl.cz\/wp-content\/uploads\/img_a343731_w1719_t1557128465.jpg","url":"https:\/\/heincl.cz\/wp-content\/uploads\/img_a343731_w1719_t1557128465.jpg","height":"","width":""},"url":"https:\/\/www.heincl.cz\/neni-pujcka-jako-pujcka\/","about":["Neza\u0159azen\u00e9"],"wordCount":435,"articleBody":"      Kdy\u017e je \u010dlov\u011bk podnikatelem, dostane se do finan\u010dn\u00edch pot\u00ed\u017e\u00ed raz dva. Proto\u017ee je odk\u00e1z\u00e1n jen s\u00e1m na sebe a na sv\u00e9 zam\u011bstnance, a tak\u00e9 na libov\u016fli st\u00e1tu a odb\u011bratel\u016f, kte\u0159\u00ed mu nejednou mohou d\u011blat i vysloven\u00e9 naschv\u00e1ly. A kdy\u017e se takov\u00fd podnikatel ocitne v t\u00edsni? Nebo kdy\u017e pot\u0159ebuje svou firmu nezbytn\u011b modernizovat, roz\u0161i\u0159ovat, prost\u011b vylep\u0161it? Pak mu nejednou nezb\u00fdv\u00e1, ne\u017e doufat, \u017ee ho spas\u00ed n\u011bjak\u00e1 ta p\u016fj\u010dka. Ov\u0161em jakou p\u016fj\u010dku zvolit? Je-li takov\u00fd podnikatel bez dluh\u016f a bez z\u00e1znamu v registru dlu\u017en\u00edk\u016f, m\u00e1 na v\u00fdb\u011br. A nakonec nejednou zvol\u00ed coby to nejlep\u0161\u00ed produkt zvan\u00fd nebankovn\u00ed hypot\u00e9ka bez registru. A i ten, jen\u017e naopak dobrou pov\u011bst\u00ed zrovna neproslul a m\u00e1 u\u017e n\u011bjak\u00fd ten \u201e\u0161kraloup\u201c z minulosti, s\u00e1z\u00ed na tent\u00fd\u017e produkt. A to proto, \u017ee tento typ podnikatelsk\u00e9ho \u00fav\u011bru znamen\u00e1 nejednu p\u0159ednost, j\u00ed\u017e se jin\u00fdm nab\u00eddk\u00e1m nedost\u00e1v\u00e1.Lze tady nap\u0159\u00edklad: Usp\u011bt i v p\u0159\u00edpad\u011b, \u017ee \u017eadateli tradi\u010dn\u00ed banky p\u016fj\u010dit odm\u00edtnou. Zpravidla pro z\u00e1znam v registru dlu\u017en\u00edk\u016f nebo n\u00edzk\u00fd p\u0159\u00edjem.  Z\u00edskat prost\u0159edky i na vyplacen\u00ed exekuc\u00ed, refinancov\u00e1n\u00ed nev\u00fdhodn\u00fdch p\u016fj\u010dek a podobn\u011b.  Z\u00edskat dlouhou dobu splatnosti, a to a\u017e t\u0159icet let, prov\u00e1zenou n\u00edzk\u00fdmi spl\u00e1tkami.  Z\u00edskat hotovost a\u017e do v\u00fd\u0161e sedmdes\u00e1ti procent ceny nemovitosti, j\u00ed\u017e \u010dlov\u011bk za p\u016fj\u010den\u00e9 pen\u00edze ru\u010d\u00ed.  Dos\u00e1hnout schv\u00e1len\u00ed \u017e\u00e1dosti u\u017e do \u010dty\u0159iadvaceti hodin od dod\u00e1n\u00ed fotografi\u00ed zastavovan\u00e9 nemovitosti (bytu, rodinn\u00e9ho domu, chaty, pozemku, komer\u010dn\u00edho objektu,&#8230;)   Pokud chce \u010dlov\u011bk tuto p\u016fj\u010dku z\u00edskat, sta\u010d\u00ed vlastn\u011b jenom vyplnit online \u017e\u00e1dost, p\u0159ilo\u017eit fotografie zastavovan\u00e9 nemovitosti a vy\u010dkat rozhodnut\u00ed, co\u017e ale rozhodn\u011b netrv\u00e1 dlouho. Na rozd\u00edl od n\u00e1sledn\u00e9ho spl\u00e1cen\u00ed takov\u00e9 p\u016fj\u010dky, je\u017e m\u016f\u017ee trvat od jednoho do t\u0159iceti let. S t\u00edm, \u017ee pochopiteln\u011b m\u016f\u017ee b\u00fdt v\u0161e zaplaceno i p\u0159ed\u010dasn\u011b, jak je libo. A v\u00fdhodou je tu konec konc\u016f i to, \u017ee jsou tu jasn\u00e1 pravidla hry a nen\u00ed vy\u017eadov\u00e1na ani \u017e\u00e1dn\u00e1 platba p\u0159edem. Proto\u017ee tady jde nejenom o to, aby si nebankovn\u00ed spole\u010dnost p\u0159i\u0161la na sv\u00e9, ale i aby se pomohlo podnikateli, kter\u00fd se ocitl v nesn\u00e1z\u00edch. A kter\u00fd ur\u010dit\u011b d\u016fv\u011bru v n\u011bj vlo\u017eenou nezklame.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nen\u00ed p\u016fj\u010dka jako p\u016fj\u010dka","item":"https:\/\/www.heincl.cz\/neni-pujcka-jako-pujcka\/#breadcrumbitem"}]}]